Banking and Financial Services
AI-Powered Modernization for Resilient,
Customer-Centric Banking
With 25+ years serving global banks, HTC replaces legacy drag with cloud-native cores, AI accelerators, and pre-built compliance tools. We modernize systems, personalize journeys, and automate reporting so you gain agility, mitigate risk, and outpace fintech challengers in every market.
Modernizes core banking & insurance via cloud-native, modular platforms, open APIs, BaaS, and legacy managed services, integrating payments, lending & trading for agile, scalable, omnichannel delivery.
Ensures reliable, scalable banking insurance apps: core development, product engineering, modernization, cloud migration, API integration, DevOps CI/CD, microservices, plus support and maintenance across web, mobile, platforms.
Drives transformation with IT strategy, digital roadmaps, regulatory consulting (KYC, AML, Basel, GDPR), risk mitigation, operating-model redesign, vendor evaluation, and change management for compliance-aligned growth.
Enables digital-first banking through omnichannel CX platforms, end-to-end workflow digitization for loans, onboarding, claims, RTP, embedded finance, and ecosystem marketplace banking for customer-centric excellence.
Unlocks value via AI/ML analytics for fraud, credit, predictions; hyper-personalization through AI advisors; RPA compliance; data governance, identity resolution, lakes; real-time insights on payments, trading, journeys.
Enhances efficiency with F&A outsourcing, KYC/AML ops, regulatory reporting, claims, loan origination, trade order management, customer service, collections, BPM, and continuous improvement across financial operations.
Accelerates innovation through cloud migration, infrastructure modernization, multi-cloud optimization, DevOps automation, CI/CD, cloud security, resilience, compliance frameworks, and SaaS/PaaS adoption at scale.
Ensures security & compliance via automated regulatory reporting, enterprise & cyber risk monitoring, zero-trust security operations, digital identity management, ESG, sustainable finance, and inclusion initiatives.
Enables fast, reliable releases with functional, regression, UAT, performance, security, compliance testing, automation pipelines, continuous testing for payments, mobile apps, and core platforms.
Digitizes content & workflows through ECM, document automation, BPM, case management, workflow orchestration, digital records, and retention compliance for agile, responsive operations.
Transforms data into actionable insights with financial dashboards, customer segmentation, marketing analytics, credit scoring, risk analytics, reporting automation, and visualization tools.
Innovates banking with open banking APIs, fintech integration, trade order STP, digital wallets, embedded finance, payment innovation, and marketplace, ecosystem, platform banking models.