Banking, Financial Services & Insurance (BFSI)
Rewiring Financial Futures with Scalable Digital,
Cloud, and AI-Driven Innovation
Rewiring Financial Futures with Scalable Digital,
Cloud, and AI-Driven Innovation
With 30+ years of experience across 60+ BFSI institutions, including Fortune 100 insurers, HTC delivers future-ready transformation. Our AI, cloud, and automation services modernize core systems, enhance customer experience, ensure regulatory compliance, and accelerate speed-to-market—empowering BFSI firms to lead amid rapid change
We deliver AI-powered solutions across the banking landscape. Our services modernize core systems, enhance customer experiences, manage complex risk, and ensure regulatory compliance, enabling secure, profitable operations.
We help insurance carriers navigate disruption through AI-driven automation and cloud-first core modernization. Our solutions boost operational efficiency and deliver personalized, omnichannel experiences for sustained competitive advantage.
Modernizes legacy banking & insurance cores—Guidewire, Duck Creek, Majesco, Temenos, FIS, SAP—via cloud-native, modular deployment, open APIs, phased managed services for agile, real-time processing and digital integration.
Builds and modernizes web, mobile, and API solutions; migrates legacy to cloud-native; drives DevOps CI/CD, microservices, AMS, and hypercare for scalable, reliable financial apps.
Creates digital products, CX platforms, portals, mobile apps; digitizes workflows for loans, claims, onboarding; delivers embedded finance, iFNOL, next-gen channels for superior omnichannel engagement.
AI/ML powers claims, underwriting, fraud, credit risk, hyper-personalization; RPA-to-agentic AI automates workflows; real-time analytics, data lakes and decision intelligence boost compliance, speed and insight.
Modernizes data, governance, lakes and unified cloud platforms; applies predictive modeling, real-time insights, AI-enabled iFNOL, risk analytics, decision automation to turn information into strategic assets.
Strategic IT advisory, enterprise architecture, cloud/data modernization, KYC, AML, Basel, ESG alignment; delivers risk mitigation, digital roadmaps, platform/vendor selection and process transformation.
Outsources policy, claims, loans, trade orders, KYC/AML, reporting, F&A, customer service, and collections—optimizing banking and insurance operations for efficiency.
Drives agility via cloud strategy, migration, multi-cloud optimization, SaaS/PaaS adoption; embeds DevSecOps, automated CI/CD, security, resilience, compliance to modernize infrastructure and assure continuity.
Modernizes premium invoicing, payment processing, reconciliation; delivers RTP, digital wallets, embedded finance, secure platforms—fueling seamless payment innovation for banking customers and insurers.
Provides functional, regression, UAT, performance, security, compliance testing; automates pipelines, QAOps, Guidewire-specific QA—ensuring secure, reliable payments and mobile apps with continuous testing.
Uses Hyland OnBase, NewGenONE ECM and SmartCOMM CCM with IDP, BPM, workflow orchestration, records retention to digitize content and automate personalized, compliant customer communications.
Connects core systems to fintech/Insurtech via APIs, MuleSoft, Apigee, microservices; enables open banking, BaaS, real-time data exchange, marketplace models, and workflow automation across platforms.
Streamlines repetitive BFSI tasks using RPA and AI—automating claims intake, policy administration, and loan origination—boosting operational efficiency, reducing errors, and accelerating service delivery.
Implements zero-trust security and digital identity management to protect BFSI data; automates regulatory processes and ensures AML and KYC compliance while managing risk exposure.
Enhances mobile, web, and branch experiences via CRM, CCM, and self-service portals—enabling seamless engagement, onboarding, and end-to-end optimization of customer journeys.
Automate routine BFSI processes (loan origination, claims handling, policy admin), improving efficiency, accuracy, and service quality.
Robust cybersecurity with zero-trust, digital identity protection, automated regulatory compliance (AML/KYC), and proactive risk mitigation.
Unified customer platforms enabling seamless omnichannel experiences, enhanced engagement, and optimized digital customer journeys.
Enables secure API-based data sharing across BFSI, fostering fintech and insurtech integration, embedded insurance, BaaS models, and innovative customer offerings and revenue streams.
Improves customer interactions and financial performance using AI advisors, personalized guidance, and unstructured data insights—driving BFSI hyper-personalization and automation capabilities.
Accelerates secure, reliable tech delivery in BFSI using agile methodologies, automated testing, and continuous integration/deployment to enhance release speed and software resilience.
From Our Customers
HTC has been a true transformation partner in our modernization journey. Their deep BFSI expertise, especially in cloud migration and intelligent automation, helped us reduce processing time by 40% while ensuring end-to-end compliance with evolving regulatory standards. The collaborative approach and domain understanding truly set them apart.
Chief Technology Officer, Leading Insurance Firm
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Let’s partner to drive meaningful transformation.
Let’s partner to drive meaningful transformation.
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