Insurance
Drive Strategic Growth with Digital Insurance Transformation, Legacy Modernization, and Intelligent Automation.
HTC enables insurers to replace legacy burdens with digital agility—delivering AI-driven FNOL, Guidewire and Duck Creek modernization, and omnichannel CX solutions. We reduce time-to-value, enhance personalization, and improve underwriting decisions.
Strategic IT, data-governance and compliance advisory (KYC, AML, IFRS 17). We design cloud, cyber-resilience and cost models, mapping digital road-maps that future-proof insurers for rapid, regulated growth.
Guidewire, Majesco, Duck Creek, Sapiens and SAP FS upgrades or greenfield builds. Config, integration, migration and automated QA deliver real-time policy, billing and claims on scalable, cloud-native cores.
AI/ML, vision and NLP triage claims, flag fraud, score risk and tailor offers. Unified data lakes, MLOps pipelines and predictive dashboards convert raw insurance data into actionable insight.
Re-platform monoliths to microservices on AWS, Azure or GCP using containers, IaC and DevSecOps. SaaS/PaaS adoption boosts resilience, performance and regulatory compliance while lowering TCO.
Craft digital-first journeys—quote, bind, service—across portals, mobile, chatbots and embedded ecosystems. API orchestration, CX research and agile delivery speed innovation and loyalty.
Salesforce FSC unifies policyholder data, automates lead-to-claim workflows and triggers AI next-best actions. Agents gain 360° insights, boosting acquisition, retention and lifetime value.
SmartCOMM accelerators create brand-compliant bills, policies and notices. API-driven, event-based delivery enables hyper-personal, omnichannel outreach and measurable CX gains.
Hyland OnBase, NewgenONE and IDP ingest, classify and secure documents. Automated retention, e-signature and audit trails cut risk, speed claims and support straight-through processes.
UiPath, Blue Prism and BOTMAN bots automate onboarding, bordereau, reconciliation and regulatory checks. Intelligent orchestration, OCR and APIs lift accuracy and free human capacity.
24×7 DevSecOps pods monitor, patch and tune Guidewire, Salesforce and custom apps. Hypercare, SLA uptime and continuous optimization cut tech debt and protect compliance.
ISO-certified centers handle policy issuance, claims FNOL, KYC/AML, F&A and contact-center ops. Analytics and RPA shrink cycle times, reduce expense ratios and scale service securely.
Vision AI, telematics and GenAI extract data, spot fraud, rank severity and recommend payouts or risk tiers—slashing claim cycle time, loss ratios and underwriting effort.
MuleSoft, Apigee and microservices enable open insurance, partner ecosystems and InsurTech plug-ins. Real-time APIs and event streaming accelerate products and simplify compliance.
ML enriches risk with geospatial, IoT and credit data, predicts CAT exposure, sets pricing and delivers straight-through, explainable approvals—boosting speed and accuracy.
RTP, ACH, card and wallet gateways integrate with core billing for automated invoicing, dunning, refunds and reconciliation—improving cash flow, CX and security.