Improve competitiveness and stay ahead in the changing times


The changes brought by digitization and technology, market conditions, customer expectations, regulatory requirements besides the traditional challenges (rising operating costs, major losses from catastrophic events) play a decisive and transformational role. A dependable IT services partner can help you provide better customer engagement and reduce customer churn, improve compliance, and extract business insights to enhance competitiveness.

HTC’s Insurance Practice has extensive domain and technical expertise plus affiliations with “IASA” (Insurance Accounting and Systems Association Inc.) and “The Institutes” (Insurance Institute of America). This enables us to provide customized and cost-effective IT offerings to global insurance majors, helping them achieve their goals within short timeframes specifically for:

  • Property and Casualty
  • Life and Retirement
  • General / Health



Claims Analytics – Derive insights from data and optimize claims decision making with predictive analytics to improve claims performance, improve underwriting results, optimize marketing and sales strategies, and detect frauds


Fraud Management  – Mitigates risks and optimizes revenues by prioritizing fraud incidents, permitting investigators to efficiently triage and handle fraud cases by detecting, preventing, and managing claims fraud


GRC / Reporting Solution – Enables addressing challenging regulatory requirements while reducing cost, improving efficiencies, and enhancing visibility and control by creating audit readiness


Policy Administration – Executes core policy processes such as rating, quoting, binding, issuing, endorsements, and renewals to support growth, operational efficiencies, and meeting market demands


Agency Administration  – Addresses fundamental business goals such as building business growth, reducing expenses, automating workflow for better productivity and profitability, building stronger client relationships, optimizing carrier relationships, limiting E&O risks, and increasing business agility


Billing Solution  – Consolidated billing across multiple – market segments, lines of business, distribution channels / policy systems that improves business efficiency and performance, lowers cost, delivers superior customer experience


Retirement Solution  – Services for managing closed books, open books, group business and new product launches in highly regulated environments across multiple locations

Case Studies

Largest automobile insurer reduced operational costs
Largest automobile insurer reduced operational costs
The client reduced cost with process improvements, achieved better competitive advantage, improved SLAs, and reduced risks
Insurance company improved application performance
Insurance company improved application performance
HTC’s performance validation and tuning solution enabled a large specialty insurance provider to improve performance and transaction throughput by eliminating bottlenecks



To meet the customer requirements on go of a click, insurance companies are offering readily available online policy purchase quotes. HTC has developed a solution that can help insurance companies integrate their application with quote comparison portal. The solution has a landing page, which redirects the customers from quote comparison portal to get detailed quotes and purchase of auto insurance policies online instantly.

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